THE BEST ISLAMIC FUNDS - UNIT TRUST MALAYSIA 2018

Artikel ini menyenaraikan beberapa dana unit trust terbaik Malaysia, yang menjadi pilihan ramai pelabur bagi perancangan pelaburan bagi tempoh masa sederhana panjang.

Pelbagai artikel khusus berkaitan unit trust yang TERBARU lagi TERKINI di http://rosyaidiradzi.blogspot.my

Buat pelabur baru / bakal pelabur, adalah digalakkan untuk mendapatkan maklumat Asas dan Tips Pelaburan Unit Trust  melalui pautan ini (KLIK).

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Dana-dana ini dipilih berdasarkan prestasi terbaik bagi tempoh 5 tahun. Beberapa maklumat dan parameter disediakan sebagai rujukan.

• Total Return = Total rise in the value of a fund’s investments over time, assuming that income and capital gains distributions were reinvested. Bahasa mudahnya adalah Jumlah Pulangan Terkumpul untuk suatu tempoh masa.
• Annualized Return = is year-over-year growth rate of an investment over a specified period of time. Umumnya atau bahasa mudahnya, ia adalah Purata Pulangan Setahun.
• Alpha = It represent the excess return of an investment relative to the return of a benchmark index. Generally, the greater the value of the Sharpe ratio, the more attractive the risk-return profile of investment.
• Standard Deviation / Volatility =  a measure of how much the Return go up and down over a certain period. If a unit trust has a high standard deviation or a high volatility, this means that there is a possibility that the unit trust’s price or return is distributed over a large range.
• Sharpe Ratio = The Sharpe ratio is the average return earned in excess of the risk-free rate per unit of volatility or total risk. Generally, the greater the value of the Sharpe ratio, the more attractive the risk-adjusted return. 

Maklumat dan parameter ini seterusnya membolehkan kita mengenalpasti kualiti sesuatu dana dan mengkelaskan dana-dana ini kepada:

• High Return, High Risk
• High Return, Moderate Risk
• Moderate / Low Return, High Risk
• Moderate / Low Return, Moderate Risk

Equity Malaysia - Large Cap

1. PMB Shariah Aggresive

• Objective : To provide investors with opportunity to earn high capital return over the medium to long term through active investments in Shariah approved securities listed on the Bursa Malaysia.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 69.00%
• Total Return 3 Years* : 7.40%
• Annualized Return 5 Years** : 11.07%
• Annualized Return 3 Years** : 2.24%
• Alpha** : 1.41%
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 13.4
• Volatility Classification*** : Very High
• Sharpe Ratio** : 0.00
• Rating
• Morningstar** : 3 Star
• Lipper - Total Return* : Skor 5
• Lipper - Consistent Return* : Skor 3
• Lipper - Preservation* : Skor 1
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

2. Eastspring Dana Ilham

• Objective :  To provide investors with high capital appreciation from Shariah-compliant investments which have the potential of substantial value appreciation.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 58.69%
• Total Return 3 Years* : 10.76%
• Annualized Return 5 Years** : 9.68%
• Annualized Return 3 Years** : 3.38%
• Alpha** : 0.32%
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 7.6
• Volatility Classification*** : Moderate
• Sharpe Ratio** : 0.04
• Rating
• Morningstar** : 5 Star
• Lipper - Total Return* : Skor 4
• Lipper - Consistent Return* : Skor 3
• Lipper - Preservation* : Skor 5
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

3. PMB Shariah Growth

• Objective : to provide investors with an opportunity to achieve capital growth over the medium to long term period by investing in Shariah-compliant securities.  
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 51.91%
• Total Return 3 Years* : 12.14%
• Annualized Return 5 Years** : 8.72%
• Annualized Return 3 Years** : 3.81%
• Alpha** : 2.77%
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 12.1
• Volatility Classification*** : Very High
• Sharpe Ratio** : 0.10
• Rating
• Morningstar** : 4 Star
• Lipper - Total Return* : Skor 5
• Lipper - Consistent Return* : Skor 5
• Lipper - Preservation* : Skor 2
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

Equity Malaysia - Small & Mid Cap

1. Manulife Shariah Progress

• Objective :To provide Unit Holders with steady long-term capital growth at a reasonable level of risk by investing in a diversified portfolio of small- to medium-capitalised Shariah-compliant equities and equity-related instruments. 
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 64.41%
• Total Return 3 Years* : 9.00%
• Annualized Return 5 Years** : 10.47%
• Annualized Return 3 Years** : 2.77%
• Alpha** : 1.20%
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 10.8
• Volatility Classification*** : Very High
• Sharpe Ratio** : 0.01
• Rating
• Morningstar** : 4 Star
• Lipper - Total Return* : Skor 3
• Lipper - Consistent Return* : Skor 3
• Lipper - Preservation* : Skor 2
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Interim Report : KLIK (Download)

2. Public Islamic Opportunities

• Objective : To achieve capital growth through investments in companies with small market capitalisation which comply with Shariah principles.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : No
• Return
• Total Return 5 Years* : 51.1%
• Total Return 3 Years* : 12.73%
• Annualized Return 5 Years** : 8.61%
• Annualized Return 3 Years** : 4.01%
• Alpha** : 1.89
• Risk Measurement
• Volatility Factor / Standard Deviation** : 9.11
• Volatility Classification** : High
• Sharpe Ratio** : 0.11
• Rating
• Morningstar** : 5 Star
• Lipper - Total Return* : Skor 4
• Lipper - Consistent Return* : Skor 4
• Lipper - Preservation* : Skor 5
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

3. CIMB Islamic Small Cap

• Objective : To seek medium to long-term growth in capital by investing principally in emerging companies listed on Bursa Malaysia and this must be in accordance with the Shariah principles.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : No
• Return
• Total Return 5 Years* : 26.49%
• Total Return 3 Years* : 0.08%
• Annualized Return 5 Years** : 4.81%
• Annualized Return 3 Years** : 0.08%
• Alpha** : -0.78
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 12.87
• Volatility Classification*** : Very High
• Sharpe Ratio** : -0.15
• Rating
• Morningstar** : 2 Star
• Lipper - Total Return* : Skor 2
• Lipper - Consistent Return* : Skor 2
• Lipper - Preservation* : Skor 1
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

Equity Asia Pacific Ex-Japan

1. Public Islamic Asia Leaders Equity

• Objective : To achieve capital growth over the medium to long-term period by investing mainly in stocks of companies with market capitalisation of US$1 billion and above in domestic and regional markets that complies with Shariah requirements. 
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 64.66%
• Total Return 3 Years* : 26.84%
• Annualized Return 5 Years** : 10.49%
• Annualized Return 3 Years** : 8.06%
• Alpha** : 2.21%
• Risk Measurement
• Volatility Factor / Standard Deviation** : 10.19
• Volatility Classification** : High
• Sharpe Ratio** : 0.49
• Rating
• Morningstar** : 5 Star
• Lipper - Total Return* : Skor 4
• Lipper - Consistent Return* : Skor 4
• Lipper - Preservation* : Skor 3
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

2. CIMB Islamic Asia Pacific Equity

• Objective : Aims to achieve long-term capital appreciation and income while complying with Shariah investment criteria, through investments in the emerging and developed markets of Asia Pacific ex Japan region.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 59.09%
• Total Return 3 Years* : 24.87%
• Annualized Return 5 Years** : 9.73%
• Annualized Return 3 Years** : 7.57%
• Alpha** : 1.90
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 9.74
• Volatility Classification*** : High
• Sharpe Ratio** : 0.44
• Rating
• Morningstar** : 3 Star
• Lipper - Total Return* : Skor 4
• Lipper - Consistent Return* : Skor 4
• Lipper - Preservation* : Skor 4
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

3. Public Islamic Asia Dividend

• Objective : To provide income* by investing in a portfolio of stocks in domestic and regional markets that complies with Shariah requirements and which offer or have the potential to offer attractive dividend yields.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 52.56%
• Total Return 3 Years* : 23.72%
• Annualized Return 5 Years** : 8.82%
• Annualized Return 3 Years** : 7.21%
• Alpha** : 1.57%
• Risk Measurement
• Volatility Factor / Standard Deviation** : 9.13
• Volatility Classification** : High
• Sharpe Ratio** : 0.45
• Rating
• Morningstar** : 4 Star
• Lipper - Total Return* : Skor 3
• Lipper - Consistent Return* : Skor 3
• Lipper - Preservation* : Skor 4
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

Equity Greater China

1. Eastspring Dinasti Equity

• Objective : to provide investors with long-term capital appreciation by investing in Shariah-compliant investments with exposure to the Greater China region. 
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 98.96%
• Total Return 3 Years* : 51.4%
• Annualized Return 5 Years** : 14.75%
• Annualized Return 3 Years** : 14.74%
• Alpha** : 6.02%
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 12.1
• Volatility Classification*** : Very High
• Sharpe Ratio** : 0.91
• Rating
• Morningstar** : 4 Star
• Lipper - Total Return* : Skor 5
• Lipper - Consistent Return* : Skor 5
• Lipper - Preservation* : Skor 3
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

2. Public China Ittikal

• Objective : To achieve capital growth over the medium to long-term period by investing in a portfolio of Shariah-compliant investments in the greater China region and the balance in the domestic market. 
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 77.16%
• Total Return 3 Years* : 25.46%
• Annualized Return 5 Years** : 12.12%
• Annualized Return 3 Years** :7.62%
• Alpha** : 0.01%
• Risk Measurement
• Volatility Factor / Standard Deviation** : 10.57
• Volatility Classification** : High
• Sharpe Ratio** : 0.43
• Rating
• Morningstar** : 2 Star
• Lipper - Total Return* : Skor 2
• Lipper - Consistent Return* : Skor 2
• Lipper - Preservation* : Skor 3
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

Equity Global

1. Aberdeen Islamic World

• Objective : Seeks to achieve capital appreciation in the long term through investments in Shariah compliant equities and equity related securities.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : No
• Return
• Total Return 5 Years* : 46.55%
• Total Return 3 Years* : 9.08%
• Annualized Return 5 Years** : 7.91%
• Annualized Return 3 Years** : 3.25%
• Alpha** : -1.65%
• Risk Measurement
• Volatility Factor / Standard Deviation** : 9.24
• Volatility Classification** : High
• Sharpe Ratio** : 0.03
• Rating
• Morningstar** : 3 Star
• Lipper - Total Return* : Skor 3
• Lipper - Consistent Return* : Skor 3
• Lipper - Preservation* : Skor 2
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

2. AmOasis Global Islamic Equity

• Objective : seeks to achieve moderate capital and income appreciation over a medium to long term by investing in shares of global Shariah compliant companies.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 33.09%
• Total Return 3 Years* : -0.96%
• Annualized Return 5 Years** : 5.88%
• Annualized Return 3 Years** : -0.36%
• Alpha** : -5.41%
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 9.4
• Volatility Classification*** : High
• Sharpe Ratio** : -0.33
• Rating
• Morningstar** : 2 Star
• Lipper - Total Return* : Skor 1
• Lipper - Consistent Return* : Skor 1
• Lipper - Preservation* : Skor 2
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

Mixed Asset / Balanced

1. Dana Makmur Pheim

• Objective : suitable for conservative equity investors who are looking for steady income and some prospects for capital appreciation while taking moderate risks and prefer investment in accordance to Shariah requirements.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 66.28%
• Total Return 3 Years* : 23.12%
• Annualized Return 5 Years** : 10.70%
• Annualized Return 3 Years** : 7.11%
• Alpha** : 6.59%
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 7.03
• Volatility Classification*** : Moderate
• Sharpe Ratio** : 0.51
• Rating
• Morningstar** : 5 Star
• Lipper - Total Return* : Skor 5
• Lipper - Consistent Return* : Skor 5
• Lipper - Preservation* : Skor 3
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

2. Eastspring Dana Dinamik

• Objective :  To provide investors with capital appreciation by actively investing in Shariah approved equities and equity-related securities. For defensive considerations, the Fund may invest in Shariah-approved debentures and money market instruments.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : Yes
• Return
• Total Return 5 Years* : 58.97%
• Total Return 3 Years* : 19.93%
• Annualized Return 5 Years** : 9.71%
• Annualized Return 3 Years** : 6.21%
• Alpha** : 2.46%
• Risk Measurement
• Volatility Factor / Standard Deviation*** : 7.7
• Volatility Classification*** : Moderate
• Sharpe Ratio** : 0.39
• Rating
• Morningstar** : 5 Star
• Lipper - Total Return* : Skor 4
• Lipper - Consistent Return* : Skor 5
• Lipper - Preservation* : Skor 2
• Fund Fact Sheet : KLIK (Download)
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

3. Public Islamic Asia Tactical Allocation

• Objective : To achieve capital growth over the medium to long-term period by investing in a portfolio of investments in domestic and regional markets that complies with Shariah requirements.
• Shariah Compliance / Islamic Fund : Yes
• EPF Approved : No
• Return
• Total Return 5 Years* : 51.64%
• Total Return 3 Years* : 22.58%
• Annualized Return 5 Years** : 8.68%
• Annualized Return 3 Years** : 6.91%
• Alpha** : 3.14%
• Risk Measurement
• Volatility Factor / Standard Deviation** : 9.13
• Volatility Classification** : High
• Sharpe Ratio** : 0.41
• Rating
• Morningstar** : 3 Star
• Lipper - Total Return* : Skor 5
• Lipper - Consistent Return* : Skor 5
• Lipper - Preservation* : Skor 2
• Product Highlight Sheet (PHS) :KLIK (Download)
• Annual Report : KLIK (Download)

KESIMPULAN 

• Total Return 5 Years Terbaik
• Eastspring Dinasti Equity : 98.96%
• Public China Ittikal : 77.16%
• PMB Shariah Aggresive : 69.00%
• Total Return 3 Years Terbaik
• Eastspring Dinasti Equity : 51.4%
• Public Islamic Asia Leaders Equity : 26.84%
• Public China Ittikal : 25.46%
• Annualized Return 5 Years Terbaik
• Eastspring Dinasti Equity : 14.75%
• Public China Ittikal : 12.12%
• PMB Shariah Aggresive : 11.07%
• Annualized Return 3 Years Terbaik
• Eastspring Dinasti Equity : 14.74%
• Public Islamic Asia Leaders Equity : 8.06%
• Public China Ittikal : 7.62%
• Alpha Terbaik
• Dana makmur Pheim : 6.59%
• Eastspring Dinasti Equity : 6.02%
• Public Islamic Asia Tactical Allocation : 3.14%
• Sharpe Ratio Terbaik
• Eastspring Dinasti Equity : 0.91
• Dana Makmur Pheim : 0.51
• Public Islamic Asia Leaders equity : 0.49

* Sumber : Lipper, The Edge #1209 (April 9 - April 15, 2018)

** Sumber : Morningstar (KLIK)

*** Sumber : Fund Fact Sheet

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Consultant Pelaburan Anda

Mohd Rosyaidi (Adi)

📞 012-5588680 (Wassap (KLIK)

Servis Pelaburan yang saya tawarkan (KLIK)

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DISCLAIMER :

Past performance does not reflect future performance. All information in this article / blog is for educational purposes only and should NOT be taken as investment advise, nor as a recommendation or endorse.

Please refer to your agent for details explanation. Thanks.

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