15 November 2019

KELAYAKAN ASB FINANCING (ASB LOAN)

“Bukan dividen yang kecil, tapi strategi yang belum dimaksimakan.”

Setiap tahun, ramai lepaskan peluang yang sama — hanya sebab mereka fikir “ASB ni slow, dividen rendah.”

Sebenarnya, kalau mereka tahu teknik sebenar yang pelabur cerdik gunakan, pulangan 5.75% tu boleh jadi lebih 20% setahun atau lebih, dengan modal tunai yang sama dan risiko yang masih terkawal.

✅ Instrumen yang sama = ASB
✅ Modal anda = sama
✅ Tempoh masa = sama
✅ Dividen ASB = sama (5.75%)
♥️ Hasil akhir (untung & ROI) = Sangat berbeza

Bunyinya macam mustahil, tapi inilah kuasa Leverage Bijak— guna duit bank untuk buat duit. 

 “Orang kaya tak tunggu ada duit baru melabur. Mereka guna duit orang (bank) untuk gandakan kekayaan. Anda pun boleh buat perkara sama.”

Pernah terfikir kenapa orang kaya makin kaya? Mereka faham kuasa leverage. Dalam dunia pelaburan, leverage bermaksud menggunakan modal pihak ketiga untuk menggandakan potensi keuntungan. 

ASB Financing bukan sekadar simpan duit, tapi memecutkan proses kumpul kekayaan dengan modal orang lain (bank).

Hakikat yang jelas : Bukan rajin menyimpan yang membezakan orang biasa dan orang berharta, tetapi 'strategi kewangan' yang mereka tahu ... dan orang lain tak tahu.

ASB FINANCING (ASB LOAN)



PAKEJ TERBAIK ASB FINANCING (ASB LOAN) RHB 2026 - RATE PALING RENDAH 4.05% JER


ASB Financing 2026 TERKINI - Rate Bank TERENDAH dalam pasaran!

🔵 Bank : RHB
🔵 100% Islamic Financing
🔵 Instrumen : ASB (Risiko sangat rendah, modal terjamin, Dividen yang sangat stabil setiap tahun)

🔵 Tempoh maksima 40 tahun (sehingga umur 70 tahun)
❤️ Pembiayaan ASB RM200k = RM842 sebulan
❤️ Pembiayaan ASB RM150k = RM632 sebulan
❤️ Pembiayaan ASB RM120k = RM505 sebulan
❤️ Pembiayaan ASB RM100k = RM421 sebulan
❤️ Pembiayaan ASB RM80k = RM337 sebulan

✅ Legit & Selamat
✅ Document simple
✅ Tiada Lock-In
✅ Tiada Penalti jika terminate awal

SYARAT-SYARAT ASB FINANCING (ASB LOAN)


💙 Bumiputera 
💙 Kelayakan Umur : 18 tahun hingga 60 tahun
💙 Gaji Minimum RM1,000
💙 Baru start kerja tak sampai 3 bulan pun boleh apply

Special Case
❤️ Tak Bekerja / Suri Rumah / Income tak tetap
❤️ High comitment, CCRIS, CTOS


DOCUMENT DIPERLUKAN


✅ Salinan IC ✅ Slip Gaji ✅ Penyata KWSP Terkini 2025 & 2026 ✅ Bank Statement Terkini (Gaji masuk)

:heart:

STEP NAK APPLY LOAN


💎 Anda just wassap ke nombor 012-5588680 (Wassap (KLIK)
💎 Berikan maklumat Nama, Umur dan Bajet bulanan anda
💎 Saya akan kirakan dan berikan anda Quotation Jumlah Loan yang sesuai dengan bajet bulanan anda.

*ASB Financing adalah The ONLY investment yang boleh buat loan / pembiayaan!
✅ Amanah Saham Bumiputera ----> ASB Financing
❌ Amanah Saham Nasional (ASN)
❌ Amanah Saham Malaysia (ASM)
❌ Amanah Saham MARA
❌ Amanah Hartanah Bumiputera (AHB)
❌ Unit Trust / Unit Amanah
❌ PRS (Private Retirement Scheme)
❌ Saham / IPO / RPS / ETF
❌ Private Mandate / Crypto / FCPO

Keputusan kecil hari ini bakal jadi titik perubahan besar dalam hidup anda. Klik & hubungi saya sekarang....
👉 012-5588680 (Wassap (KLIK)
👉 012-5588680 (Wassap (KLIK)
👉 012-5588680 (Wassap (KLIK)

Jom saya bantu anda.....

🟥⬛️🟨🟦🟥⬛️🟨🟦🟥⬛️🟨🟦

Pakar Strategi ASB Financing
👉 Facebook

✅ Misi saya - Membantu lebih ramai rakyat Malaysia Optimumkan dan maksimumkan simpanan ASB untuk capai RM100k simpanan pertama melalui strategi ASB Financing yang betul. 
✅ Contoh, Simpanan ASB RM400 sebulan selama 10 tahun...
1. Simpanan secara sendiri di ASB (autodebit) = RM64k
2. Banker / agent ASB Financing = RM79k
3. Tapi Saya guide Strategi ASB Step by Step = RM110k (Extra RM30k!)

🟥⬛️🟨🟦🟥⬛️🟨🟦🟥⬛️🟨🟦

Disclaimer:
Perkongsian ini berdasarkan kiraan telus & pengalaman peribadi untuk tujuan pendidikan. Dividen dan kadar pembiayaan adalah tidak dijamin serta tertakluk kepada pihak bank dan ASNB dari semasa ke semasa. Sila buat penilaian kesesuaian peribadi sebelum membuat keputusan.

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04 November 2019

BUKA AKAUN UNIT TRUST ONLINE

Cara mudah invest Unit Trust secara online di 'one stop platform' eUnittrust (KLIK). Easy Simple and User Friendly.
Untuk membuka account secara PERCUMA, KLIK pada 'OPEN ACCOUNT'.

Anda akan menerima email Login ID dan Password anda.


Ikut arahan email untuk melakukan 'FIRST TIME LOGIN'.

Anda akan menerima SMS TAC verification untuk anda verify account anda.


Sila lihat (PLAY) untuk melihat step by step tatacara proses pembukaan account. 

Platform eUnit Trust


Anda boleh melakukan Online transaksi unit trust ini:

  1. PEMBELIAN (BUY) dana unit trust.
  2. Melakukan SWITCHING antara dana-dana unit trust ini.
  3. MENJUAL (REDEMPTION) dana unit trust anda.
Maklumat tersedia:

1. Ranking Top 5 dana unit trust berprestasi paling baik (Total Return) dan prestasi paling teruk bagi tempoh [FUNDS - PRICE & UPDATES]:

  • Daily
  • Weekly
  • Monthly
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
  • 3 Years
  • 5 Years
  • 10 years
2. Top performer fund (Annualized Return) dan prestasi paling teruk bagi tempoh [FUNDS - PRICE & UPDATES]:
  • 6 Months
  • 1 Year
  • 2 Years
  • 3 Years
  • 5 Years
  • 10 Years
3. Announcement Income Distribution (Dividend) [FUNDS - RESEARCH & BUY FUNDS].

4. Market Outlook & Review [RESEARCH & ARTICLES -  MARKET INFORMATION].


5. Analisis dana dan market - Phillip Fund Focus & Phillip Allocator [RESEARCH & ARTICLES -  PHILLIP FUND FOCUS & ALLOCATOR]


6. Adviser's article & Webcast RESEARCH & ARTICLES -  IDEA INFORMATION


Stop Waiting and Start Investing!
Buka account online anda di 'one stop platform' eUnittrust (KLIK). 
Easy Simple and User Friendly.

Anda dah buka account, tapi tanpa agen?
Nak saya pantau account pelaburan anda tu?
Whatsapp saya untuk langkah berikutnya.

Transaksi Berkaitan


🟥⬛️🟨🟦🟥⬛️🟨🟦🟥⬛️🟨🟦

Penulis,

Cikgu Adi  (KLIK untuk lebih mengenali saya) 
Group Financial Consultant,
Group Agency Manager.

Unit Trust | Private Mandate | Bitcoin & Crypto | ASB Financing 
👉 Facebook (Follow FB ini supaya tak terlepas perkongsian Eksklusif yang bermanfaat & strategi kewangan terkini tentang simpanan & pelaburan)

🟥⬛️🟨🟦🟥⬛️🟨🟦🟥⬛️🟨🟦


PERKONGSIAN 'MAHAL' - RUGI TAK AMBIL TAHU!



================================
DISCLAIMER :
Past performance does not reflect future performance. All information in this article / blog is for educational purposes only and should NOT be taken as investment advise, nor as a recommendation or endorse.
Please refer to your agent for details explanation. Thanks.
===============================

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23 July 2019

TRAINING UNIT TRUST 2019

Agen2 dipersiapkan dengan ilmu secukupnya sebagai bekalan bagi memberikan khidmat nasihat yang sesuai dan bersesuaian dengan objektif pelaburan pelabur.

Pelbagai jenis training dihidangkan meliputi Market Outlook, Sales Skills, Fund Updates, Social Media Marketing dan banyak lagi.

Senarai di bawah adalah antara training yang telah dijalankan bermula Januari 2019.

JULY 2019

1) Effective Phone Call; & Perfect Fund Selection - By Coach Isa & Rosyaidi @ Jumpstart Phillip Synergy, 3 July.

2) Appointment Management; & Market Direction and Perfect Fund Selection - By Coach Isa & Rosyaidi @ Jumpstart Phillip Synergy, 8 July.


3) Market Update & Fund Preference - Maybank Asset Management & AmInvest Asset Management @ Phillip Monthly Product Meeting, 12 March.

4) Power Presentation; & Creating a Profitable and Successful Unit Trust Portfolio - By Coach Isa & Hawari @ Jumpstart Phillip Synergy, 15 July.

5) Sembang Santai Pelaburan Unit Trust - By Rosyaidi, 19 July

6) Handling Objection; & 3 In 1 Power Closing (Cross Data of FFS - Morningstar - Lipper) - By Afyan Mat Rawi & Rosyaidi @ Jumpstart Phillip Synergy, 22 July)


JUNE 2019

1) Sales Strategy; & Market Direction - By Coach Isa & Rosyaidi @ Jumpstart Phillip Synergy, 17 June.

2) Sales Strategy - Mastering Your Prospect Segment; & Understanding Unit Trust From Index Perspective - By Coach Isa & Rosyaidi @ Jumpstart Phillip Synergy, 26 June.


3) 10th Annual Investment Conference 2019 @ Berjaya Time Square Hotel, Kuala Lumpur, 29 June.


MAY 2019

1) Market Update & Fund Preference - BIMB Asset Management & CIMB Principal @ Phillip Monthly Product Meeting, 7 May.

2) Market Outlook and Investment Strategy;&  Update Performance of Unit Trust - By Rosyaidi @ AVI Training, 8 May.

3) Trade War 2.0?; Economy Slowdown Or Recession?; and Malaysia Market - Risk Or Opportunity? - By Rosyaidi @ AVI Training, 15 May.

4) Book Summary: Rising Above The Financial Storms - By Rosyaidi @ AVI Training, 22 May.


5) Integration of Social Media in Business; Facebook Pages for Marketing Your Business; and SEO for Facebook Pages - By Rosyaidi @ AVI Training, 23 May.

APRIL 2019

1) Market Outlook - By Rosyaidi @ INFAQ Training, 9 April.

2) Market Update & Fund Preference - UOB Asset Management & Affin Hwang Asset Management @ Phillip Monthly Product Meeting, 9 April.

3) Cash Allocation of Unit Trust Fund; & Update Performance Unit Trust - By Rosyaidi @ AVI Training, 10 April.


4) An Analysis Of Lipper Fund Awards; & Fund To Focus Quarter 2, 2019 - By Rosyaidi @ AVI Training, 17 April.

5) 5 Reasons Why You Should Invest In Malaysia...Now!' - By Rosyaidi @ AVI Training, 24 April.

6) Fund Briefing - Opus Asset Management & Eastspring Investment @ Phillip Training, 25 April.


MARCH 2019

1) Update Unit Trust Performance - By Rosyaidi @ AVI Training, 6 March.

2) Market Update & Fund Preference - Maybank Asset Management & Eastspring Investment @ Phillip Monthly Product Meeting, 12 March.

3) Back To Basic (Unit Trust) - By Rosyaidi @ INFAQ B2B Programme, 17 March.

4) Opportunity Buy At Low Level - By Rosyaidi @ JumpStart ProInvest, 18 March


4) Mastery of Financial Calculator - By Rosyaidi @ AVI Training, 20 March.

5) How To Increase Your Income By 10 Times @ Phillip Training, 26 March

6) Market Update & Fund Preference - Pheim Investors & Phillip Capital @ Phillip Training, 26 March.


FEBRUARY 2019

1) What Happens in Current Market? - By Rosyaidi @ INFAQ Training, 12 February. 

2) Market Outlook Of Greater China and Fund To Focus 2019 - By Rosyaidi @ AVI Training, 13 February.

3) Market Update & Fund Preference - RHB Asset Management & CIMB Principal @ Phillip Monthly Product Meeting, 19 February.

4) Update Unit Trust Performance - By Rosyaidi @ AVI Training, 27 February.


5) Time Management & Sales Strategy in Storming Weather @ Phillip Training, 28 February.


JANUARY 2019

1) Market Outlook - New Year, New Strategy - By Rosyaidi @ KickOff INFAQ, 8 January.

2) Market Outlook - By UOB, Affin Hwang, Eastspring and Pheim @ Phillip Kick Start, Bukit Kiara Equestrian Resort, 8 January.

3) Calendar Return Unit Trust 2018 - By Rosyaidi @ AVI Training, 9 January.
                      
4) Value Investment; Market Trend & Fund Forecast - By Rosyaidi @ Jumpstart ProInvest, 14 January.


5) Market Outlook of Asia Pacific - By Rosyaidi @ AVI Training 16 January.

6) Strategy in Fixed Income (Money Market & Bond) - By Rosyaidi @ AVI Training 23 January.


🟥⬛️🟨🟦🟥⬛️🟨🟦🟥⬛️🟨🟦

Penulis,

Cikgu Adi  (KLIK untuk lebih mengenali saya) 
Group Financial Consultant,
Group Agency Manager.

Unit Trust | Private Mandate | Bitcoin & Crypto | ASB Financing 
👉 Facebook (Follow FB ini supaya tak terlepas perkongsian Eksklusif yang bermanfaat & strategi kewangan terkini tentang simpanan & pelaburan)

🟥⬛️🟨🟦🟥⬛️🟨🟦🟥⬛️🟨🟦


PERKONGSIAN 'MAHAL' - RUGI TAK AMBIL TAHU!



================================
DISCLAIMER :
Past performance does not reflect future performance. All information in this article / blog is for educational purposes only and should NOT be taken as investment advise, nor as a recommendation or endorse.
Please refer to your agent for details explanation. Thanks.
===============================

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